Is the Alaska Airlines Visa Signature (Atmos Rewards Ascent) worth it?
Atmos Rewards (Alaska) · $95 annual fee
Source date June 8, 20261 recent change to this card : newest took effect Aug 20, 2025Read them
Took effect Aug 20, 2025
In effectAfter the Alaska-Hawaiian merger, the Mileage Plan program transitioned to the new Atmos Rewards program and this card was rebranded the Atmos Rewards Ascent Visa Signature (existing cardholders reissued at expiration, benefits continuing). The Famous Companion Fare now works on both Alaska and Hawaiian flights within North America.
Source~$970Estimated first-year value
Card terms under re-review
This estimate uses the recorded bonus, counted credits, and annual fee. Recommendations are withheld until an issuer re-review is recorded. Confirm current terms and your eligibility before deciding.
We earn nothing from this one. It's a direct link to the issuer. Read the current offer and compare the costs with your needs before applying. See exactly how we picked it.
This estimate uses the same math whether we get paid or not.
- Annual fee
- $95
- Signup bonus
- 70,000 ptsafter $3,000 in 3 months
- Foreign tx fee
- None
- Credit needed
- Good to excellent (~700+)
Scores and offer rankings are withheld while card terms are under re-review.
Make the math yoursadjust the credits
Our estimate starts with our model's credit defaults. Tell us which credits you'd actually use and we'll re-run year one on your answers.
Estimated first-year value
$970
Card terms under re-review
This estimate reflects your inputs and the recorded terms. A recommendation is withheld pending issuer re-review.
Estimated annual value after year one (no bonus): −$10/yr : based on these inputs; actual value can differ.
Which credits will you actually use?
Famous Companion Fare ($99 + taxes/fees from $23)
$100/yrNot a free flight: you pay $99 plus taxes/fees (from ~$23) for the companion, and you must spend $6,000 on the card in the prior anniversary year to earn it. Worth $100-300+ on a pricier route, near $0 on a cheap one. Value depends entirely on you actually using it.
Free first checked bag (you + up to 6 on the reservation)
$70/yrOnly when you buy the ticket with the card and fly Alaska/Hawaiian. Estimated value scales with how often you check a bag; $0 if you fly carry-on or don't fly them.
$100 off annual Alaska Lounge+ membership
$100/yrA discount on a paid lounge membership. Our model counts $0 by default; count it yourself only if you'd buy the membership anyway.
20% rebate on in-flight purchases (Wi-Fi, food, drinks)
$0/yrStatement credit on Alaska/Hawaiian in-flight spend. Small and only if you fly them and buy onboard.
Starting from our model's credit defaults. Tap to make it yours. Bonus and rewards valued at a conservative 1.4c/point.
We value Atmos Rewards (Alaska) at a conservative 1.4c/point (a motivated redeemer can reach ~1.8c). Alaska Mileage Plan rebranded to Atmos Rewards after the Hawaiian merger (miles are now 'points', moved 1:1, HawaiianMiles folded in Oct 2025). Still strong partner awards and stopovers, so a motivated booker does well. 1.4c is the honest everyday floor. See how we value points.
The recorded signup offer
These are recorded offer facts and labeled model estimates. Card terms under re-review; check the issuer for the current offer.
Recent typical offer
70,000 points after $3,000 spend in 3 months
Offers change constantly: this is a recent typical bonus, not a guarantee. Always verify the live offer on the issuer's site before applying.
Both bars are our planning estimates for 70,000 points. Actual redemption values can differ.
at 1.8¢/pt: our achievable estimate
at 1.4¢/pt: our conservative planning estimate
That's $280 (22%) between our estimates, with the percentage measured against the achievable estimate. The card-value calculations on this page use our planning baseline.
Another card to explore
Chase Sapphire Preferred
Check recorded facts and current issuer terms.
What you actually get
- Annual Companion Fare on your anniversary ($99 + taxes/fees) after $6,000 in prior-year spend
- Free first checked bag for you and up to six guests on the same Alaska/Hawaiian reservation
- Priority boarding on Alaska/Hawaiian flights
- $100 off an annual Alaska Lounge+ membership (a discount, not a credit)
- 20% rebate on Alaska/Hawaiian in-flight purchases (Wi-Fi, food, drinks) as a statement credit
- Earn 3 status points per $1 on all purchases toward Atmos Rewards elite status (no cap)
- No foreign transaction fees
How it earns
See how it stacks up
Compare recorded fees, programs, and terms side by side. Winners are withheld while any card's terms are under re-review.
Honest answers
Do you recommend the Alaska Airlines Visa Signature (Atmos Rewards Ascent)?
Where can I check the Alaska Airlines Visa Signature (Atmos Rewards Ascent) offer?
The honest playbook
Before deciding on a card, consider interest, spending requirements, and how you would use the benefits.
Check current issuer terms
Offers change often, so always confirm the current bonus and fee on the issuer's own site before applying.
We earn nothing from this one. It's a direct link to the issuer. Read the current offer and compare the costs with your needs before applying. See exactly how we picked it.
Not sure it fits your trip? Run the optimizer
Sources: how we know this1 issuer source
These sources support the recorded figures and estimates. Offers change, so always confirm the current terms on the issuer's own page.
Issuer sources
Other references
How we make money, honestly: we may earn a commission if you apply for a card through one of our links, and a small commission if you book a hotel through one of our links. Both at no cost to you. Our ranking never depends on payout fields. A “pay cash” verdict earns us nothing by itself; if you then book a hotel through one of our links, we may earn a commission. Offers and terms change constantly; always confirm current details on the provider's site before booking.