Capital One Venture vs Capital One Venture X
Capital One Venture Xwins by $100 in year one
Our model favors the Capital One Venture X
- Year one, the Capital One Venture X nets about $755 vs $655 for the Capital One Venture on our conservative math: a $100 edge.
- It also costs no more to keep: about $5/year ongoing vs -$95 once the signup bonus is spent.
Your next step
Our model favors the Capital One Venture X in this comparison.
We earn nothing from this one. It's a direct link to the issuer. Read the current offer and compare the costs with your needs before applying. See exactly how we picked it.
Scored, dimension by dimension
Audit the math
Capital One Venture: $750 bonus + $0 credits − $95 fee = $655 year one, $-95/yr ongoing.
Capital One Venture X: $750 bonus + $400 credits − $395 fee = $755 year one, $5/yr ongoing.
3-year value counts the signup bonus once plus three years of ongoing value: Capital One Venture $465, Capital One Venture X $765.
Bonuses valued at our conservative planning baseline. See how we value points.
Credits & benefits, in full
Every recurring credit at face value, plus the perks that don't show up as a dollar figure. The honest worth of a card is which of these you actually use.
Capital One Venture
No recurring statement credits.
- 2x miles on other purchases, with no broad category tracking
- 5x miles on hotels, vacation rentals and rental cars booked through Capital One Travel
- 5x miles on eligible Capital One Entertainment ticketing-platform purchases (direct Capital One Hall/Arena tickets excluded)
- One-time $300 Capital One Travel Stays credit in the first cardholder year for eligible hotel and vacation rental bookings; expires one year after account opening, and credited purchases earn no rewards
- Up to $50 experience credit per eligible Lifestyle Collection stay booked through Capital One Travel; excluded from annual credit math
- Up to $120 Global Entry or TSA PreCheck application fee credit once per account every four years; excluded from annual credit math
- Hertz Five Star status requires enrollment through the logged-in Benefits tab
- No foreign transaction fees
Capital One Venture X
- $300 Capital One Travel credit$300
- 10,000 anniversary miles (~$100)Auto$100
- Up to $300 annual Capital One Travel credit; 10,000 anniversary miles, equal to $100 toward travel, starting on the first anniversary
- 10x on hotels and rental cars and 5x on flights and vacation rentals booked through Capital One Travel
- 5x on eligible Capital One Entertainment ticketing-platform purchases (cardholder pre-sales and direct Capital One Hall/Arena tickets excluded); 2x on all other purchases
- Primary cardholder access to Capital One Lounge and Landing locations and participating Priority Pass lounges; access terms apply
- Up to $120 Global Entry or TSA PreCheck application fee credit once per account every four years; excluded from annual credit math
- No foreign transaction fees
Read the full reviews
Is the Capital One Venture worth it?
The full honest review
Is the Capital One Venture X worth it?
The full honest review
Still not sure? Let your actual trip decide.
The optimizer picks the card that wins for your route: or tells you to skip both and pay cash.
Run my trip: freeHonest answers
Is the Capital One Venture or Capital One Venture X better?
Our model favors the Capital One Venture X. Year one, the Capital One Venture X nets about $755 vs $655 for the Capital One Venture on our conservative math: a $100 edge.
Which has the better signup bonus, the Capital One Venture or Capital One Venture X?
At our conservative valuations the Capital One Venture bonus is worth about $750 and the Capital One Venture X about $750. Offers change, so confirm the live bonus on each issuer's site.
Can I get both?
Often yes, but apply with a plan: meet one minimum spend before chasing the next, and watch issuer rules (like Chase's 5/24). A card only earns its keep if you'll actually use its credits.
How we make money, honestly: we may earn a commission if you apply for a card through one of our links, and a small commission if you book a hotel through one of our links. Both at no cost to you. Our ranking never depends on payout fields. A “pay cash” verdict earns us nothing by itself; if you then book a hotel through one of our links, we may earn a commission. Offers and terms change constantly; always confirm current details on the provider's site before booking.