Chase Sapphire Preferred vs American Express Gold
We're re-reviewing these cards' terms, so we don't pick a winner yet.
| Card | Chase Sapphire Preferred | American Express Gold |
|---|---|---|
| Issuer | Chase | American Express |
| Annual fee | $95 | $325 |
| Program | Chase Ultimate Rewards | Amex Membership Rewards |
What would change your decision?
- Does the listed annual fee fit your budget without counting benefits you would not use?
- Can you meet the recorded spending requirement with purchases already planned?
- Does the points program reach a trip you could actually book?
Confirm the current offer and eligibility with each issuer. These are recorded facts, not a recommendation.
- Chase Sapphire Preferred: recorded termsIssuer source 1 for Chase Sapphire PreferredIssuer source 2 for Chase Sapphire PreferredIssuer source 3 for Chase Sapphire PreferredIssuer source 4 for Chase Sapphire PreferredIssuer source 5 for Chase Sapphire PreferredIssuer source 6 for Chase Sapphire PreferredIssuer source 7 for Chase Sapphire Preferred
- American Express Gold: recorded termsIssuer source 1 for American Express GoldIssuer source 2 for American Express GoldIssuer source 3 for American Express GoldIssuer source 4 for American Express Gold
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